Many economists believe the current recession will be the worst since the recession of 1981-82. Times are rough, but that doesn’t mean you should lower your advertising budget; you actually should maintain or raise it, or just advertise smarter.

By Pat Lanigan

With everything we hear in the news today about the housing market, foreclosures, recession fears, and the like, protecting one’s credit history is more important than ever. With high credit scores it is much easier to re-structure debt and improve things like cash flow and tax burden.