Small businesses are often created in a flurry of activity. According to the U.S. Small Business Administration, over 50 percent of small businesses fail in the first year and 95 percent fail within the first five years.

Presented By:
Kenna M. Ulbinsky-Yakal

If you’re caring for someone with special needs, you know how important it is to prepare for the future and the possibility that, one day, you may no longer be able to provide the care this person’s needs.

Presented By: Kenna M. Ulbinsky-Yakal

The April 15th due date for the filing of individual income tax returns is just around the corner. Even with all of the tax services and tax preparation software that is available, you may still feel that the filing date arrives too quickly. If so, you may want to consider extending the filing date for your tax return.

Something a lot of people overlook when they update their estate plans are beneficiary designations on life insurance policies, an asset that can often be an individual’s largest that will pass on at the time of their death. If those designations are not up to date or have not been coordinated with provisions in the will and trust, there can be unwelcome surprises.

Presented By: Kenna M. Ulbinsky-Yakal

It is Life Insurance Awareness Month, the ideal time to think about life insurance needs. This effort is an unprecedented collaboration among companies, agencies, associations and individual agents committed to a single goal: to help millions of Americans understand and obtain the life insurance coverage they need.

Presented By: Kenna M. Ulbinsky-Yakal
It’s getting harder to avoid the topic of long-term care (LTC) these days. Almost everyone knows someone who has received long-term care services, along with a story about its unexpected high cost. This has caused concern over what our own long-term care needs might be and for good reasons.

Presented By: Kenna M. Ulbinsky-Yakal
A Life Insurance Policy Can Help Provide Certainty in the Amount Your Loved Ones Receive
If you’ve retired and are fortunate enough to have accumulated assets that you do not expect to need in your retirement years, you may be thinking of a way to pass some of those assets to loved ones or charity1. One way to achieve peace of mind is by using a portion of your assets you don’t expect to need in retirement to purchase a universal life insurance …

Presented By: Kenna M. Ulbinsky-Yakal
It’s getting harder to avoid the topic of long-term care (LTC) these days. Almost everyone knows someone who has received long-term care services, along with a story about its unexpected high cost. This has caused concern over what our own long-term care needs might be and for good reasons.
First, we’re getting older. The longer we live, the greater the risk of requiring some form of long-term care services. After the age of 65, Americans have more than a 70% chance of needing some …

Presented By: Kenna M. Ulbinsky-Yakal

Practically everyone wants to provide financial security for their loved ones. But absolutely no one wants to get caught up in a complicated, time-consuming process for purchasing that protection.
If you’ve put off acquiring life insurance protection because you think it will be a long and tedious undertaking, think again. Buying life insurance can be a quick, easy way to protect your family—and if you know what to look for, you can get valuable coverage at an affordable price.

Presented By: Kenna M. Ulbinsky-Yakal
How to help wipe out worry, nurture your net worth and finance your future
According to an October 2005 USA Today poll on aging, 66% of women are worried about running out of money during retirement. And since a woman’s life expectancy is longer than a man’s – 79.5 compared to 74.1* – that fear may not be unfounded. (*Source: National Center for Health Statistics October 2001 report on the life expectancy of males and females born in 2000.) The good news is, with adequate preparation, women …