Business & Finance, Home & Garden »
In the turmoil of the financial market today, what does it take to get approved for a home loan? Most people I speak to have no idea if they can qualify for a loan, let alone have any idea of what the underwriters are looking for. The programs have not changed significantly, we still have VA, FHA, Conventional, Reverse and USDA loans, however the requirements of each of these loans has substantially changed.
Business & Finance »
By Brian Kelly
No, this is not the replacement for the saying “Sit on it” which was made famous by “The Fonz” of Happy Days. Oops I just showed my age. No, H.A.R.P. is designed to be the saving grace of more than 11.1 million home owners who find themselves in the unenviable position of being upside down on their mortgages. Everyone knows someone who has expressed concern about owing more on their house than the home is now worth.
H.A.R.P. 2.0 as it is being called stands for Home Affordable Refinance …
Bridal, Business & Finance »
The truth is that registering for a house might be a lofty aspiration for a wedding gift. However, helping you and your new husband make the down payment on a new home might be right up your guest’s alley. The Bridal Registry Account is a little used but very powerful program offered to aid couples in the purchase of a home and it goes a long way toward handling one of the 5 C’s, cash.
Business & Finance, Family, General, Legal, Life Coaching »
Business & Finance, Education, General, Home & Garden, Life Coaching »
If you’ve been watching the economic news, you’ve probably noticed that market experts and traders have been keeping a close eye on the Commerce Department’s Personal Spending and Personal Income reports. Obviously, those reports provide insight into the health of our economy, but did you know they also influence home loan rates? That’s right, personal spending can actually influence the interest rates that are available when you purchase or refinance a home.
Business & Finance, Community, Education, Family, General, Home & Garden, Life Coaching, Real Estate »
Each year, millions of Americans
move into the home of their dreams. As time goes by, families expand, kids grow up and suddenly that home isn’t quite so perfect anymore. Perhaps you really want a gourmet kitchen or a larger master bedroom. Should you start looking for a new house? Or would it be better to remodel?