On any given day and at any given time as you are traveling on the road, you see women doing things that never used to happen while driving. They are:
• Speeding – what happened to the men being the more aggressive drivers?
• Putting on make up – suppose you get something in your eye?
• Talking on the telephone – what if you get excited or upset about something?

By: Charlene Webb
Katrina. Charley. Ivan. Rita. Wilma.

For those of us living near coastal regions, these names don’t just conjure up images of people we once knew. They are instant reminders of the fear, loss and sometimes utter devastation that Mother Nature can cause. But planning for the effects of a catastrophe reaches far beyond the shores of Maryland are and well into every corner of our country.

By: Charlene Webb

When it comes to driving, no matter how careful of a driver you may be, the unthinkable can happen—you’re involved in a car accident. If you look at what’s happening on the roads today, you’ll notice that just about everyone is on a cell phone or doing everything in his or her car except paying attention to the road.

By: Charlene Webb

When it comes to your auto insurance as well as property policies, you must take the time to meet with your agent to get a better understanding of not only how your policy works, but also how your assets are actually insured. On a daily basis, we speak with clients about the status of their policies and are amazed to see that they actually don’t understand the difference between a cancelled policy and a terminated policy.

By: Charlene Webb

Many policyholders don’t realize that they need to carry more than the Delaware state minimum for auto liability coverage which is $15,000/$30,000 for bodily injury and $10,000 for property damage. You should know that carrying these low limits of liability could wipe out your assets as a result of an accident that you cause.