If you’re of a certain age, the new year means you’re that much closer to a day you may have anticipated with a combination of humor and resignation — specifically, the day you’re eligible for Social Security. But just because you can take Social Security, it doesn’t mean you must take it. So, should you?

Pain is temporary… suffering is eternal. I understand both. I understand how crazy you can feel when you know what you should be doing, but emotionally you get pulled back to an undesirable behavior or emotion. I also understand the frustration that comes from being afraid of changing even when you know it will be better than where you are currently. Somewhere along the way we believe insight equals change, so we go into therapy

First, the good news: In our region, the real estate market is showing signs of recovery. There has been a definite uptick in home showings for sellers, leading to offers that lead to sales. The fact is, buyers are making offers and we are closing deals! Gradually we have seen signs of a return to normalcy, and sellers are packing up their homes.

J Christian Studio is excited to announce the 5th Annual Showcase “Crazy Catwalk for Kidds” benefiting Supporting Kidds, The Center for Grieving Children and Their Families. This show is the salon’s signature event and has become the PREMIERE event in Hockessin.

After considerable research interviewing successful women about their concerns, ideas, and opinions regarding “women and their money,” I thought I’d give you the benefit of some of those “initially” incredibly important points as I continue my research.
“Most women are not on sound financial footing, they have too much debt. They are too vulnerable!” One lady mentioned in earnest recently. “In your next article in Women’s Journal, you should stress to them to prepare for contingencies.”
So here goes:

WHO WE ARE:
NAWBO Delaware is a dynamic statewide chapter organization with national presence and 10 years of committed service to women-owned businesses. We are the only business organization in Delaware exclusively dedicated to meeting the needs of women business Owners.
Our members reported annual gross income ranges from $100,000 to $2.5 Million, adding to the nearly 10.4 million women-owned firms nationally that employ 16% of the workforce, generating about $3 trillion in revenue.

As an investor, you know that 2011 was a somewhat “choppy” year, with the financial markets going through many ups and downs. So what can you expect in 2012?
As baseball Hall of Famer Yogi Berra is quoted as saying: “It’s hard to make predictions — especially about the future.” And these words are certainly applicable for anyone who would like an accurate forecast of the investment climate.

Since women have a natural propensity to outlive men most of the time, they could find themselves suddenly faced with a myriad of decisions when they may be most vulnerable to well intended, but bad advice.

As we enter a new year, NAWBO Delaware is gearing up for programs that focus on helping you grow your business. Through upcoming public policy events, networking with decision makers, and informational programs, this year’s program committee aims to fulfill NAWBO Delaware’s mission –– to enable women business owners to grow by coming together to share mutual experiences, exchange information, and develop business skills.